1. Get into the Virtual Business Personal Finance game on your desktop
2. Click on LESSONS & Open the Lesson 2 Finding A Job handout
2. Answer the questions in a Google Doc shared with me as you go (or you can print it and write the answers on the printout)GOAL: Before you leave today you will learn about finding a job.

1. Get into the Virtual Business Personal Finance game on your desktop
2. Click on LESSONS & Open the Lesson 2 Finding A Job handout
2. Answer the questions in a Google Doc shared with me as you go (or you can print it and write the answers on the printout)GOAL: Before you leave today you will learn about finding a job.

GOAL: Before you leave today you will learn about budgeting & saving.

1. Budgeted Income:
1. How do you figure gross pay? If you work 40 hours per week and you earn \$8.25 per hour, what is your gross pay?
2. What is a deduction from your paycheck? If 16% of your gross pay from above was deducted, what would be your net pay?
3. What is take home pay? If you are paid 4 times per month, what would be your take home pay for 1 month, using the information from above.
2. Budgeted Expenses:
1. Rent–fixed or variable (flexible)?
2. Electricity–fixed or variable (flexible)?
3. Renters Insurance–fixed or variable (flexible)?
4. Food–fixed or variable (flexible)?
5. Bus Tokens–fixed or variable (flexible)?
3. What is Actual Expenses & Actual Income?
4. Get into the Virtual Business Personal Finance game on your desktop
5. Click on LESSONS & Open the Lesson 3 Budgeting & Saving handout
1. PART A:
1. #1–MAKE SURE YOU DO THIS!!!
2. #2–from the FILE menu, choose OPEN LESSON, then choose LESSON 3
3. #3–you will need to calculate:
1. your MONTHLY GROSS INCOME and then write it in the BUDGETED AMOUNT column on WORKSHEET 1
2. your LESS 18% DEDUCTION for the MONTH and then write it in the BUDGETED AMOUNT column on WORKSHEET 1
3. your  MONTHLY NET INCOME (TAKE HOME PAY) and then write it in the BUDGETED AMOUNT column on WORKSHEET 1
4. #4–read and do it (read the HINT on the right side of your handout) and then in the BUDGETED AMOUNT column on WORKSHEET 1 record:
1. RENT for the MONTH
2. ELECTRICITY for the MONTH
3. RENTERS INSURANCE for the MONTH
5. #5–read and do it and then in the BUDGETED AMOUNT column on WORKSHEET 1 record:
1. FOOD for the MONTH
2. BUS TOKENS for the MONTH
6. FINISH Worksheet 1 by:
1. adding up the EXPENSES and writing that answer next to TOTAL EXPENSES on Worksheet 1
2. calculating SURPLUS (NET INCOME)/DEFICIT (NET LOSS) by doing the following:
1. MONTHLY NET INCOME – TOTAL EXPENSES
1. It will be a SURPLUS or NET INCOME if the answer is POSITIVE
2. It will be a DEFICIT or NET LOSS if the answer if NEGATIVE
8. #7–Read and do it–These answers need to be recorded in the ACTUAL AMOUNT columns on Worksheet 1
2. PART B:
1. Answer questions 3-5 in the same Google Doc shared with me.

GOAL: Before you leave today you will learn about Finding an Apartment.

1. Get into the Virtual Business Personal Finance game on your desktop
2. Click on LESSONS & Open the Lesson 4 Finding an Apartment handout
1. #1–MAKE SURE YOU DO THIS!!!
5. Answer question 2 in the same Google Doc shared with me.

GOAL: Before you leave today you will learn about Buying a Car.

1. Get into the Virtual Business Personal Finance game on your desktop
2. Click on LESSONS & Open the Lesson 5 Buying a Car handout
1. PART A:
1. #1–MAKE SURE YOU DO THIS!!!
3. Answer questions 1 2 in a Google Doc shared with me.
4. #4-6–Read and do the math
5. Answer questions 3 & 4 in the same Google Doc shared with me–HELP EACH OTHER!!!! ASK FOR HELP!! USE YOUR PROBLEM SOLVING SKILLS!!
6. #5-6–Read and do it–this is the MONTHLY Loan Payment vs. MONTHLY Lease Cost
7. Answer question 5 in the same Google Doc shared with me.
2. PART B: