IMPORTANT: At the end of every class, please email me describing how far you got today and what you learned. This will be graded periodically. Use 3-5 sentences.
At the completion of this module you will be able to answer the following questions:
- Why do people take financial risks?
- What is a stock, and why might stocks be a good investment?
- What is a mutual fund and how is it different than a stock?
- How are bonds different than stock? How does their risk profile differ?
- How can you lower your risks when it comes to investing?
Module 9 Learning Objectives:
- Understand that re-investment and time can increase compounding returns.
- Compare and contrast different retirement plan options (401k, 403b, IRAs)
- Describe how starting to save early can impact retirement savings.
- Describe the difference between key investing options (stocks, bonds, mutual funds, index funds)
- Explain why companies/governments typically issue stocks and bonds.
- Examine the trade-off between risk and return with investments.
- Order investing options based on their financial risk and return.
- Explain how diversification can help mitigate risk.
- Apply knowledge of financial risk to construct a diversified portfolio.
HERE IS WHAT YOU NEED TO DO NOW:
- Open the PERSONAL FINANCE Google Doc and answer the following questions (you will re-visit them at the conclusion of this unit):
- How and why to you think people choose to invest?
- Get the How to Invest? handout and complete it.
- Get into Everfi and begin Module 9.
- Get the Investment Portfolio Guidelines handout from your teacher. THIS IS YOUR TEST FOR THIS UNIT!!! Here are some resources you may need to use: