GOAL: Before you leave today you will have the opportunity to begin learning about financial decisions & money!

  1. Typing Club
  2. Go to  www.everfi.com/register
    1. Register
    2. Our class code is: a1b622d5
    3. Wait for the course to load by playing the game
    4. Click Launch Course & Continue
    5. Click Tell Me More About How to Play
    6. Click on the target named Making Your Own Money Decisions and start
    7. Complete the other 4 targets & 2 games before moving to the next unit.
      1. We will cover 6 units:
        1. Responsible Money Choices
        2. Income and Careers
        3. Making Plans with Money
        4. Credit & Borrowing
        5. Insurance & Safety
        6. Savings & Investing
  3. In a Google Doc shared with me, respond to the following:
    1. What did you learn today?
    2. How can you use it now and/or in your future?
    3. What questions do you have?
  4. Get with your LifeSmarts group and work on a quiz.

 

Finish Module 1 in www.everfi.com

Typing Club

What is the difference between a need and a want? Give an example of each.

What is opportunity cost?

GOAL: Before you leave class today you will know about income & careers and you will be able to answer the following questions:

  1. What is the difference between a job and a career? Name some jobs and some careers you are interested in, referring to the “My Future” letter you filled out in the Vault program. The “My Future” letter can be accessed in the Resources section of the course or in the “Tools” section of the student portal.
  2. What are some careers that people you know have had? Why do you think they chose those careers?
  3. What are some examples of different interests and talents that could be related to careers you are interested in? What type of education or jobs might be useful in building careers you are interested in?

RIGHT NOW:

  1. Go to  www.everfi.com
    1. Click the Income and Careers module and complete it
  2. We will research some of these careers. The goal is for you to identify careers of interest and determine if you might have the interests or talents necessary for that career, or how you might acquire the necessary skills for that career.
    1. Take out the Vault “My Future” letter you completed.
    2. We will get into groups and discuss the following:
      1. What types of education, jobs, interests, and talents might be related to the career you chose? Someone in your group write them down.
      2. Research your career at Exploring Career Information
      3. Develop a Career Profile. Include the following:
        1. Brief description of the career
        2. Interests, talents, and education required for the career
        3. Share what you found out with the class

FINISH:

RIGHT NOW:

  1. Go to  www.everfi.com
    1. Click the Income and Careers module and complete it
  2. We will research some of these careers. The goal is for you to identify careers of interest and determine if you might have the interests or talents necessary for that career, or how you might acquire the necessary skills for that career.
    1. Take out the Vault “My Future” letter you completed.
    2. We will get into groups and discuss the following:
      1. What types of education, jobs, interests, and talents might be related to the career you chose? Someone in your group write them down.
      2. Research your career at Exploring Career Information
      3. Develop a Career Profile. Include the following:
        1. Brief description of the career
        2. Interests, talents, and education required for the career
        3. Share what you found out with the class

GOAL: Before you leave class today you will know about making plans with money and you will be able to answer the following questions:

  1. What is a budget and how is it used as a spending and saving plan? What is the difference between income and expenses
  2. What are the different types of household expenses that you learned from the Vault program? Explain the difference between expenses that are needs and expenses that are wants.
  3. Why is it important that expenses do not exceed income? How can a budget help with managing expenses, and creating savings?

RIGHT NOW:

  1. Go to  www.everfi.com
    1. Do Making Plans with Money module.
  2. Class Activity: We will be working on a budget to overcome some spending challenges. The goal is for you to understand how budgets can be effective in making a plan for spending, and for managing money in general, and as a tool to help prioritize wants and needs and help create savings. 1.
    1. You will be doing an in-class exercise that involves working on a budget. Get the Vault Budget Worksheet from your teacher.
    2. Review the budget–Explain the “Income” column and the “Expenses” column.
    3. What is the problem with the budget. Why is it an issue?
    4. Brainstorm different ideas for balancing the budget, if the income cannot be changed. Consider wants vs. needs.
    5. Modify the budget by creating a new list of expenses in the “Revised Expenses” column of the worksheet. Add up the expenses to make sure they are in line with income. Remember that the needs will need to stay in the budget.
    6. Further modify the budget by creating a second new list of expenses in the “Revised Expenses – Savings and Charities” column of the worksheet. This budget will need to have $200 for savings per month, and to give $10 – 25 to charity per month. Add up the new expenses to make sure they are in line with income.
    7. Present your ideas for budget modifications to the class, and the kind of changes you had to make to balance the budget, and also to have enough income for savings and charity. Which charities in the Vault™ program matched your interests and what charities you would like to support in the future? Refer to the “Choosing a Charity” worksheet that you completed in the course, which can be accessed in the Resources section of the course or in the “Tools” section of the student portal.
  3. Before you leave today, open the Google Doc from last class. Based on what you learned today, please adjust your responses to the questions below, if necessary, and share it with me again…….. Use good writing technique.
    1. What is a budget and how is it used as a spending and saving plan? What is the difference between income and expenses
    2. What are the different types of household expenses that you learned from the Vault program? Explain the difference between expenses that are needs and expenses that are wants.
    3. Why is it important that expenses do not exceed income? How can a budget help with managing expenses, and creating savings?

 

GOAL: Before you leave class today you will know about credit & borrowing and you will be able to answer the following questions:

  1. What is credit–explain how it is a loan that needs to be repaid. What is interest? How is interest an added expense when using credit?
  2. What are the different types of expenses that you learned in the Vault program? When might it be best to use credit? When might it be best to use cash?

RIGHT NOW:

  1. Go to  www.everfi.com/register
    1. Complete the Credit and Borrowing unit
  2. Class Activity: Discussing how credit and cash are sources of payment. You will be going into groups to learn more about the best times to use credit or cash. The goal is for you to understand the possibility of credit as a positive money management tool, but also the disadvantages when it is misused, including interest costs and the potential to spend beyond your means.
    • Get the Vault Credit vs. Cash Scenarios Worksheet and review the scenarios quietly on your own.
    • Move into groups of four.
    • Your group will be assigned a scenario.
    • Using a Google Doc, type the title of the scenario on the page. EVERYONE IN YOUR GROUP SHOULD DO THIS–You may use your Chromebook.
    • Next type “cash payment” or “credit payment” on the sheet based on your group’s consensus. Using good writing skills, explain why this is the best choice for your scenario.
    • Each group should read their scenario out loud and then also read their choice and explanation for that choice out loud to the class. Discuss the advantages and disadvantages for a cash payment or credit payment for each scenario. Each person should take notes in a Google Doc for this–share the Doc with me: tracyweber@bellevue.k12.ia.us
  3. Before you leave today, share a Google Doc with me answering the following questions. Use good writing technique.
    1. What is credit–explain how it is a loan that needs to be repaid. What is interest? How is interest an added expense when using credit?
    2. What are the different types of expenses that you learned in the Vault program? When might it be best to use credit? When might it be best to use cash?
  4. LifeSmarts
  5. Typing Club
  6. PowerMyLearning

 

FINISH:

  1. Go to  www.everfi.com
    1. Complete the Credit and Borrowing unit
  2. Class Activity: Discussing how credit and cash are sources of payment. You will be going into groups to learn more about the best times to use credit or cash. The goal is for you to understand the possibility of credit as a positive money management tool, but also the disadvantages when it is misused, including interest costs and the potential to spend beyond your means.
    • Get the Vault Credit vs. Cash Scenarios Worksheet and review the scenarios quietly on your own.
    • Move into groups of four.
    • Your group will be assigned a scenario.
    • Using a Google Doc, type the title of the scenario on the page. EVERYONE IN YOUR GROUP SHOULD DO THIS–You may use your Chromebook.
    • Next type “cash payment” or “credit payment” on the sheet based on your group’s consensus. Using good writing skills, explain why this is the best choice for your scenario.
    • Each group should read their scenario out loud and then also read their choice and explanation for that choice out loud to the class. Discuss the advantages and disadvantages for a cash payment or credit payment for each scenario. Each person should take notes in a Google Doc for this–share the Doc with me: tracyweber@bellevue.k12.ia.us

GOAL: Before you leave class today you will know about insurance & safety and you will be able to answer the following questions:

  1. What is personal risk–use examples from the Vault program. What are some other examples of personal risk that you know or are concerned about?
  2. What are household risks–use examples from the Vault program. What are some other examples of household risk that you know or are concerned about?
  3. What is insurance? What does insurance protect against? How can you manage or prevent risks in your own life?

START:

  1. Go to  www.everfi.com/register
    1. Complete the Insurance & Safety unit.
  2. Group Activity
    1.  The goal is to understand how to identify risks and how to protect yourself
    2. Open your Google Doc for this class and write “Personal” and “Household”
    3. Identify personal risks and household risks.
    4. Get into groups of four. Divide into two teams within each group: the Risk Takers and the Risk Managers.
    5. Get the Risk Management Worksheet to the Risk Manager team.
    6. Each Risk Taker team needs to choose two personal risks and two household risks.
    7. The Risk Manager team will then interview the Risk Taker team about the risks, using the questions on the Vault Risk Management Worksheet. The answers should be recorded on the worksheet
    8. Next, within the groups brainstorm different types of protection against the risks.
    9. The Risk Manager team should record the best ideas on the Vault Risk Management Worksheet
  3. Before you leave today, share a Google Doc with me answering the following questions. Use good writing technique.
    1. What is personal risk–use examples from the Vault program. What are some other examples of personal risk that you know or are concerned about?
    2. What are household risks–use examples from the Vault program. What are some other examples of household risk that you know or are concerned about?
    3. What is insurance? What does insurance protect against? How can you manage or prevent risks in your own life?
  4. LifeSmarts
  5. Typing Club
  6. PowerMyLearning

BE SMART WITH YOUR ON.LINE CART ACTIVITY 1 & 2–Go to the App Store on your Chromebook & download the SCAN QR app.

BE SMART WITH YOUR ON.LINE CART ACTIVITY 3 & 4

GOAL: To demonstrate your knowledge of Digital Citizenship.

  1. Typing Club
  2. Digital Citizenship Project: The purpose of this project is to show that you have mastered the following learning targets:
    1. I can tell my friends how to stay safe online.
    2. I can be alert and check sources while exploring online.
    3. I can define digital footprint and what it conveys to others.
    4. I can identify how to avoid online tricks and scams.
    5. I can identify the best practices of how to conduct myself online.
  3. Digital Citizenship Project Instructions: You need to create a project that reflects everything we have been learning and discussing in the area of Digital Citizenship. Keep in mind the Internet Safety exercises in PowerMyLearning, how to determine if a website is a trustworthy source, digital footprint, and identifying online scams. Adding research and current statistics will help you score higher.
  4. Digital Citizenship Project Final Product: Your final product can be displayed as a poster (Publisher) or presentation (PowerPoint). This project may be uploaded and shared online. Below are some APPLICATIONS you may use:
    1. APPLICATION #1: YouTube Creator Studio–go to YouTube–click on your account in the upper right corner (or login using your school email)–click on Creator Studio
    2. APPLICATION #2: Google Slides–go to your online Google Drive–click NEW–click Google Slides
    3. APPLICATION #3: Create an infographic–CLICK HERE TO LEARN ABOUT WHAT IS AN INFOGRAPHIC–use one of these to create your infographic:
      1. APPLICATION #3a: Glogster–use this school/educator code: 7734F4
      2. APPLICATION #3b: Piktochart–click on Google to sign up
  5. Digital Citizenship Project Steps to Completion:
    1. RESEARCH: Decide what data & statistics you want to include. What do you think is most important?
    2. STORYBOARD: A storyboard is a sketch of how to organize a story and a list of its contents. A storyboard helps you:
      1. Define the parameters of a story within available resources and time
      2. Organize and focus a story
      3. Figure out what medium to use for each part of the story
    3. SELECT AN APPLICATION AND BEGIN
  6. Digital Citizenship Project Grading Rubrics
    1. The second page will be how you will be scored if you use APPLICATION #1 or #2
    2. February 12 is NOT THE DUE DATE
  7. You have today and next class to finish this. You will present your final product to the class.

GOAL: To demonstrate your knowledge of Digital Citizenship.

  1. Digital Citizenship Project Grading Rubrics
    1. The second page will be how you will be scored if you use APPLICATION #1 or #2
    2. February 12 is NOT THE DUE DATE
  2. PRESENT

GOAL: To demonstrate your knowledge of Digital Citizenship.

  1. Digital Citizenship Project Grading Rubrics
    1. The second page will be how you will be scored if you use APPLICATION #1 or #2
    2. February 12 is NOT THE DUE DATE
  2. FINISH & PRESENT NEXT CLASS

 

Before you leave today you will have the opportunity to begin creating your presentation. You will finish it next class.

Use a presentation software program as an aid in delivering a business presentation.

You have just taken first place in Introduction to Business Presentation at your FBLA State Leadership Conference, and you are now faced with the need to raise over $2,000 per person on your team to attend the FBLA National Leadership Conference in Atlanta. Prepare a 7-minute presentation that can be used in front of a variety of potential sponsors that may include community service groups, local small businesses, the school board, etc.

HERE IS HOW YOU WILL BE SCORED:

TODAY: Get organized!! Who will do what in your group so that you are working efficiently? Will you use a Prezi or PowerPoint? Create a Google Doc. Share it with me and your partner.

FINISH YOUR PRESENTATION TODAY

Use a presentation software program as an aid in delivering a business presentation.

You have just taken first place in Introduction to Business Presentation at your FBLA State Leadership Conference, and you are now faced with the need to raise over $2,000 per person on your team to attend the FBLA National Leadership Conference in Atlanta. Prepare a 7-minute presentation that can be used in front of a variety of potential sponsors that may include community service groups, local small businesses, the school board, etc.

HERE IS HOW YOU WILL BE SCORED:

PRACTICE PRESENTING

HERE IS HOW YOU WILL BE SCORED BY YOUR CLASSMATES TODAY:

MAKE FINISHING TOUCHES